The Cost of Insurance Working Group (CWIG) started with a bang back in 2016 when an RGDATA delegation of independent retailers gave a passionate presentation on why small businesses needed action to tackle rising insurance costs. It ended with a whimper on Friday when it published its 11th and final report. The insurance reform agenda has now been passed to a Cabinet Sub Committee led by the Tanaiste and packed with all the key Ministers including Finance, Justice and Public Expenditure. RGDATA has sent the Sub Committee an amended Occupiers Liability Act that rebalances the onerous Duty of Care imposed on property owners. “RGDATA has drafted the legislation. Now we are urging the Government to get moving on introducing the changes required to get the crippling costs of insurance under control,” RGDATA Director General Tara Buckley. The CWIG 11th report is available here. The Alliance for Insurance Reform reaction is here.